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Fiscal Year 2026 Small Dollar Loan Program

Federal funding opportunity CDFI-2026-SDL from Community Development Financial Institutions (Department of the Treasury).

Apply on Grants.gov →Application closes July 23, 2026

Posted
June 30, 2026
Closes
July 23, 2026
Award ceiling
$500,000
Award floor
$20,000
Program funding
$9,000,000
Expected awards
66
Cost sharing
No
Instrument
Grant
Assistance listing
21.025
Category
Community Development
Archives
August 22, 2026

Program funding history

Awards made under Assistance Listing 21.025 across FY2024–FY2026, from public federal spending records.

FY2024 obligated
$17.5M
FY2025 obligated
$0
FY2026 (to date) obligated
$-100,899
Awards in window
83

Top recipients: Finest Federal Credit Union, Cani's Center for Community and Economic Development, Inc., Ircs Center for Economic Opportunity Inc, Peoples Bank of Greensboro, Launch Credit Union

Source: USAspending.gov · refreshed July 2026

Synopsis

Through the Small Dollar Loan Program (SDL Program), the U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) awards grants to Certified CDFIs to establish and expand small dollar loan programs and provide alternatives to high-cost small dollar loans. Certified CDFIs will use award funds to help unbanked and underbanked populations build credit, access affordable capital, and allow greater access into the mainstream financial system. 

Who can apply

Applicants must be Certified Community Development Financial Institutions (CDFIs).

How to apply

Applications go through the official government listing. Grants Radar links you straight to the source.

View on Grants.gov   Full announcement

Agency contact: Henny Winarsoo Grantor · sdlp@cdfi.treas.gov · 202-653-0333

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